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OAE Family and Consumer Sciences (022) Practice Tests & Test Prep by Exam Edge - Features


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Features of Exam Edge OAE Family and Consumer Sciences Practice Tests

Our OAE Family and Consumer Sciences practice tests offer the following features to give you a comprehensive and customizable exam prep experience:


Accessible OAE Family and Consumer Sciences Practice Tests

  • Instant online practice tests: Because our practice exams are web-based, there is no need to wait for software to download or physical supplies to arrive in the mail. Once you purchase a bundle of practice tests, you can start using them immediately!
  • Unlimited test access: Our practice tests never expire. You can revisit each test as much as you would like in order to review the questions and answers.
  • Available 24/7: You can pause and resume our practice tests to suit your schedule, at any time of day. Start a practice test in the morning, pause it at noon, and pick it back up at midnight!
  • Access your test from any device: Our practice tests are available across multiple devices. As long as you have an internet connection, you can start a practice test on your desktop computer and continue it on your laptop, tablet, or smartphone for on-the-go flexibility.
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Realistic OAE Family and Consumer Sciences Practice Exam Questions

  • 150 multiple choice unique questions per exam: Each practice test is unique and matches the length of the real OAE Family and Consumer Sciences exam so you can practice time management and learn how to maintain focus for the duration of the test.
  • 15 online practice exams: Select our largest test bundle for the ultimate OAE Family and Consumer Sciences test prep package - 15 practice tests each test contains 150 unique questions that's 2,250 unique questions to make you incredibly ready for test day.

Helpful OAE Family and Consumer Sciences Study Guides

  • Detailed explanations for each question: Each OAE Family and Consumer Sciences practice test question comes with explanations for both correct and incorrect answers to help you understand and learn from your mistakes.
  • Repeated attempts on each practice test: You can take each unique practice test up to 4 times to strengthen your recall, hone your pacing, and build your test-taking stamina.

How OAE Family and Consumer Sciences Practice Tests Work

Our unique OAE Family and Consumer Sciences practice test environment is the closest thing you will find to the actual test, with one exception: we tell you which questions you answered correctly and which you answered incorrectly. And most importantly, we explain why! Our practice test questions give you step-by-step explanations in an easy-to-understand format. This opportunity to understand the practice exam questions and review your answers in depth will bolster your test prep and get you ready for success on test day.

** Sample images, content may not apply to your exam **

We also know that everyone likes to study differently, so we offer three different ways to use your OAE Family and Consumer Sciences practice exams:

  • Timed OAE Family and Consumer Sciences Practice Test Mode: Timed tests are just like the OAE Family and Consumer Sciences exam. Our system sets the test time to the same time limit, or time limit per question, that you will experience with the actual exam on test day. This is a great method of practicing your pacing, especially if you're concerned about completing your exam within the time limit.

  • Untimed OAE Family and Consumer Sciences Practice Test Mode: With this option, you can take your time and thoroughly consider each question before answering. This rush-free mode is recommended for those dipping their toes into exam prep or just starting on their journey to take the OAE Family and Consumer Sciences. It is a great way to test your knowledge with no time limit and highlight blind spots you will need to come back to in your studies - one of the many advantages of taking OAE Family and Consumer Sciences practice exams with Exam Edge!

  • OAE Family and Consumer Sciences Study Guide Mode: Not sure where to even begin with your studying? Try a practice test in explanation mode. The questions act as a study guide, giving you the option to see the answers as you take the test. Study guide mode is an effective way to review the OAE Family and Consumer Sciences exam subject matter before you take the exam in a timed format. We recommend taking a practice test in explanation mode and taking thorough notes as the best method for beginning your test prep.

Test Prep Beyond OAE Family and Consumer Sciences Practice Exam Questions

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Learn how to solve the entire test-taking puzzle with Exam Edge's OAE Family and Consumer Sciences practice tests! Such exams don't just measure what you know -- they are also a test of how well you perform under pressure. The right type of test preparation helps you familiarize yourself not only with the material you are being tested on but also the format of the test, to help you beat test-taking anxiety. That is the kind of valuable experience you will get with our practice tests and exam prep so you can walk into your exam as prepared as possible and feel ready to pass your OAE Family and Consumer Sciences exam.

OAE Family and Consumer Sciences - Features Sample Questions

In the mid 2000's, the mortgage market had become increasingly dominated by which of the following?

Correct Answer:
negligent underwriting
in the mid-2000s, the mortgage market was notably characterized by negligent underwriting. this process involved the approval of loans for borrowers who were often clearly unable to meet the financial demands of the mortgage terms. this negligence was primarily fueled by several factors that encouraged a more lax approach towards loan approvals.

one of the primary catalysts for this trend was the immense demand for mortgage-backed securities (mbs). these financial instruments, which grouped home loans into packages that could be sold on the secondary market, were highly popular among investors. the surge in demand for mbs led to a corresponding increase in the origination of mortgages, regardless of the borrowers' ability to pay. this was because lenders could easily sell these mortgages to investment banks or other financial entities, who would then bundle them into mbs.

another factor contributing to negligent underwriting during this period was the lucrative financial incentives available to mortgage originators. the process of originating a mortgage and then selling it off allowed banks and other lending institutions to earn substantial fees. this revenue-generating mechanism incentivized lenders to approve as many mortgages as possible to maximize their profits, often at the expense of proper due diligence.

furthermore, the role of bond rating agencies during this time exacerbated the situation. these agencies often assigned high credit ratings to mbs, including those filled with subprime mortgages, indicating a low risk of default. these favorable ratings were misleading to investors, who relied on them to assess the safety of investing in these securities. the incorrect assumption that these mortgage-backed securities were low-risk led to an even greater influx of capital into the housing market, further inflating the bubble.

additionally, the use of complex financial instruments such as collateralized debt obligations (cdos) played a role. cdos re-packaged asset-backed securities, including mbs, into tranches based on risk, with even the riskiest tranches often receiving high ratings. the financial engineering behind cdos obscured the underlying risks of the mortgages they contained, thereby contributing to the continuation and expansion of negligent lending practices.

in summary, the mid-2000s saw a mortgage market dominated by negligent underwriting, driven by high demand for mortgage-backed securities, the profit motive of lenders, misleading ratings by bond rating agencies, and the complex structuring of financial products such as cdos. this combination of factors led to a housing market that was both volatile and vulnerable to the eventual crash that occurred later in the decade.

All of the following are guidelines to consider when reviewing professional publications in the family and consumer research field except:

Correct Answer:
look for the oldest issues in the field
in reviewing professional publications for family and consumer research, several guidelines are beneficial to follow. however, one of the options listed in the question does not align with best practices for staying updated and informed in the field.

looking for the most recent issues in the field is crucial. the field of family and consumer sciences continuously evolves, with new research findings, theories, and practices being developed. by focusing on the most recent publications, students and professionals can stay abreast of the latest trends, technologies, and methodologies. this information is pivotal for advancing one's knowledge, contributing to academic success, and enhancing professional competence.

conversely, looking for the oldest issues in the field is not typically advisable as a primary strategy for keeping updated, except for historical or foundational purposes. while historical context and foundational theories are important, they might not provide the most current information or reflect the latest advancements in the field. the primary focus should be on recent developments that address current challenges and innovations in family and consumer sciences.

the current topics of interest in family and consumer resource management can vary widely but often include areas such as sustainable living, financial literacy, nutrition and wellness, family dynamics and relationships, consumer rights, and the impact of technology on daily living. by understanding these topics, students and professionals can apply contemporary knowledge to real-world situations, enhancing both personal and professional growth.

these publications can be exceedingly useful to students and future professionals. they serve as a vital resource for academic assignments and research projects, enriching the quality and depth of scholarly work. furthermore, staying informed through these publications can aid in professional development, preparing students for careers by equipping them with the latest knowledge and skills needed in the workforce.

in summary, while it is beneficial to occasionally review older issues for foundational knowledge, the guideline to primarily "look for the oldest issues in the field" does not align with the objective of staying current in the rapidly evolving field of family and consumer sciences. therefore, this option is the correct answer to the question of which guideline to consider when reviewing professional publications in this field is not recommended.
Digital Flashcards

Are you looking to boost your OAE Family and Consumer Sciences exam preparation? Add a pack of digital flashcards to your study routine. Flashcards offer a unique way to enhance your understanding of the material in several ways:

  • Enhanced Retention: Flashcards reinforce learning from practice tests through active recall and spaced repetition, which improves memory retention.
  • Flexibility: You can use them anytime, anywhere, when you have limited time, and when you cannot complete a practice test.
  • Immediate Feedback: Instant feedback on flashcards helps quickly identify and focus on improvement areas.

Using digital flashcards with practice tests offers you the best chance at passing your OAE Family and Consumer Sciences exam by improving your understanding and retention.

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