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HESI Community - Blogs Sample Questions

All of the following persons may be covered by Medicare EXCEPT:

Correct Answer:
persons with income below the poverty level


medicare, established in 1965 as part of the social security act, is primarily a federal health insurance program targeting three main groups: those who are 65 years and older, persons with disabilities, and individuals suffering from end-stage renal disease (esrd). it serves to alleviate the financial burden of medical expenses for these groups by covering costs like hospital stays, physician visits, and other healthcare needs.

eligibility for medicare is generally based on age, disability status, or having specific health conditions such as esrd, rather than financial need. therefore, having an income below the poverty level does not automatically qualify an individual for medicare. this criterion is significantly different from medicaid, another government program, which is designed specifically to help low-income individuals and families afford healthcare. medicaid eligibility is primarily determined by income, and the program is jointly funded and managed by the federal and state governments.

given the eligibility requirements, let's review the groups mentioned: 1. **persons 65 years of age or older:** this group is one of the primary beneficiaries of medicare. individuals in this category qualify based on age, regardless of income levels. 2. **persons who are disabled:** people under 65 who are officially disabled and have been receiving social security disability insurance (ssdi) payments generally become eligible for medicare after a 24-month qualifying period. 3. **persons with end-stage renal disease (esrd):** individuals suffering from this severe form of kidney failure qualify for medicare regardless of age, provided they meet certain conditions related to treatment like regular dialysis or a kidney transplant.

in contrast, **persons with income below the poverty level** do not qualify for medicare solely based on their financial status. while many low-income individuals might indeed be covered by medicare if they meet other criteria (age, disability, or specific diseases), low income alone is a determinant for medicaid, not medicare. this distinction is crucial in understanding how different segments of the population are covered by health insurance programs in the united states.

in summary, the correct answer to the question regarding who may not be covered by medicare is "persons with income below the poverty level," because medicare eligibility is not determined by financial status. instead, these individuals may be eligible for medicaid, which is designed to assist those with low income in accessing healthcare services.

Additional Blogs for HESI - Health Education Systems, Inc dfgdfgdfg

In your journey to get HESI Community certified it is important for you to have all information related to your exam. So we have pulled together a list of additional blogs that may be of interest to you because that are all related to the Health Education Systems, Inc.

Exam Edge Blogs for HESI - Health Education Systems, Inc